≡ Menu

Since I want to build this site on trust and honesty, blog posts and podcast show notes may contain affiliate links to various products and/or services I put the Smart FI seal of approval on. They are a way for me to make some earnings on the content I generate here and are entirely voluntary. Thank you all for being awesome!

Income Ideas Passive Income
in Blog, Income, Passive Income

Past Month’s Happenings

Man, November flew by (and December too)! It was crazy productive and busy. There was NaNoWriMo, or National Novel Writing Month, Thanksgiving, finalizing things with the house, getting sick, and more. Obviously, my FIRE-seeking friends, there were bad and good things lumped in there. For one, I’ll never understand why people decided to make NaNoWriMo during a month with a major National Holiday (for Americans). Writing 50,000 words isn’t the easiest when you’re traveling and spending time with friends and family for a week out of the month!

…but I digress. December has already come and gone (there will be another round of these posts for that in a bit), so let’s hurry and get into the November reports to see how things looked back then.

1. That Learning Gal and I CLOSED ON THE HOUSE!

Sorry about the caps! I hope they weren’t too annoying, but we are so stoked! Now we have a place to call our own. We got the offer of 165k accepted, and after everything was said and done, our mortgage ended up being about 156k.

Our monthly payment is $942.50! This includes, taxes, insurance, prinicpal, interest, and the PMI we’re currently paying (but we hope to remove quickly). We have a little over 8% of the homes value paid currently (it appraised for $170k, but we got for $165k). Our idea now is to make extra payments every month on the mortgage. After we finish paying off our private student loan, we are going to take some of that money and make extra payments with it.

We also began re-painting all of the rooms in the house, which was an arduous process. In the December report, I’ll be sure to share pictures with you guys! This activity took up a significant amount of my time.

In addition to that, we did a bunch of other things, such as touching up the ceilings, cleaning, etc. If you haven’t noticed, That Learning Gal and I are getting pretty good at this adulting thing.

2. I typed about 26k words for NaNoWriMo!

No, I didn’t quite reach the goal of 50k words, just a little over half of that in fact, but it was a valiant effort despite all of the challenges. We were looking for a house that whole month, there was Thanksgiving and more!

Well, since I’m trying to bust through these reports (since I’m a slacker and I’m late on the last two), let’s get down to business!

The Report

And now we finally come to the income report:

Income SourceEstimated ($, USD)Actual Monthly ($, USD)Percentage Change From Last Month (%)
Day Jobs56005804.94-3.54
Credit Cards - Cash Back17.0017.94-43.9
Affiliate Links0.000.000

Day Jobs:

Nothing of note occurred in this category.


Nothing of note occurred in this category.


Nothing of note occurred in this category.

Credit Cards – Cash Back:

Nothing of note occurred in this category.

Affiliate Links:

Nothing of note occurred in this category.


As you can see…not much happened differently with our income in November!

-That Learning Guy

0 comments… add one

Leave a Comment

Warning: Missing argument 2 for Jetpack_Subscriptions::comment_subscribe_init() in /home/doncapou/public_html/smartfisprint.com/wp-content/plugins/jetpack/modules/subscriptions.php on line 601